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Paris121 bis, rue de la Pompe, 75116 Paris, France

Luxembourg30, rue Marie-Adélaïde, L-2128 Luxembourg

Vincent Bourgoin

Partner (Avocat au barreau de Paris)

Vincent Bourgoin knows from the side of the supervisory authority, the private bank and the insurer.

Life insuranceA contract under which an insurer undertakes to pay a lump sum or an annuity, at the end of the agreed term or on the death of the insured person, in return for premiums. In France, it is also widely used as a savings and wealth transfer vehicle.
vbourgoin@affinalegal.com +33 1 58 36 08 43 Contact card (vCard)
Vincent Bourgoin
Bar admissions
  • Paris Bar (sworn in on 12 January 2012)
Languages
French, German, English

Vincent Bourgoin advises insurers, provident institutions (institutions de prévoyance), mutual insurers (mutuelles) and private banks on their life insurance, capitalisation and retirement contracts. He drafts these contracts and their documentation, and advises on their distribution. He also handles the pre-litigation and litigation that arise from them: (renonciation), failure to advise, intermediary fraud.

Right of cancellation (renonciation)The right of the holder of a life insurance or capitalisation contract to withdraw from it within thirty days of being informed that it has been concluded. If the information documents required by law were not provided, this period is extended, for a holder acting in good faith, up to a limit of eight years.

Before joining the firm, he worked at the Autorité de contrôle prudentiel, now the (the French prudential supervision and resolution authority). Today he assists insurers during the ACPR’s and in enforcement proceedings. A graduate of the Master 2 in insurance law at Université Paris-Panthéon-Assas, he teaches insurance distribution there.

ACPRAutorité de contrôle prudentiel et de résolution: the French authority, attached to the Banque de France, that authorises and supervises banks and insurers and oversees the protection of their customers.
Desk-based and on-site inspectionsThe ACPR’s inspections: desk-based, from the documents submitted; on-site, through a mission at the organisation’s premises, which ends with a report that may lead to measures or to proceedings before the Commission des sanctions.

Main areas of practice

  1. 01Life insurance and capitalisation
  2. 02Pre-litigation and litigation
  3. 03Regulation, compliance and the ACPR

Career

  1. since 2011 Affina Legal
  2. Allianz Vie France
  3. BRED Banque Privée
  4. Autorité de contrôle prudentiel (now the ACPR)

Teaching

  • Master 2 in insurance law, Université Paris-Panthéon-Assas (insurance distribution)

Education

  • CAPA (French bar qualifying certificate)
  • Master 2 in private wealth planning (Ingénierie du patrimoine), Université Paris I Panthéon-Sorbonne
  • Master 2 in insurance law, Université Paris-Panthéon-Assas

Selected publications

  1. 2013 Assurance vie et connaissance clients : encore de nouvelles obligations ! La Tribune de l’Assurance
  2. 2012 Lutte anti-blanchiment : les assureurs s’impliquent davantage - Rapport Tracfin La Tribune de l’Assurance
  3. 2012 L’ACP revisite le périmètre du devoir de conseil en assurance-vie Agefi Actifs
  4. 2012 Assurance vie : nouvelles exigences de l’information précontractuelle La Tribune de l’Assurance
  5. 2012 L’ACP impose de nouvelles exigences La Tribune de l’Assurance

All publications and talks

Email Vincent Bourgoin

Email
vbourgoin@affinalegal.com
Direct line
+33 1 58 36 08 43
Address
121 bis, rue de la Pompe, 75116 Paris, France

Contact card (vCard)